Finish every
month ahead.
FINIO connects to your bank and actively finds savings — not just tracks spending. Your personal AI finance advisor, finally free.
⚡ 500+ people already on the waitlist · Free forever tier included
Good morning, Erik 👋
Left this month
kr 4,280
of kr 14,000 budget
💡 FINIO found kr 890/mo in savings. You have 4 unused subscriptions and a loan rate 1.2% above market.
Up and running in 3 minutes.
Connect
Link your Norwegian bank account securely via BankID. Read-only, encrypted, PSD2-compliant.
Sync
FINIO automatically categorizes your transactions and builds your budget. No manual entry ever.
Discover
Your AI Advisor surfaces savings opportunities, flags waste, and helps you finish every month ahead.
Everything your bank app should do — but doesn't.
Instant bank sync
Connect your Norwegian bank in 60 seconds via PSD2 open banking. Secure, read-only. We never see your credentials.
AI Advisor
Ask anything about your finances. Get honest, personalized advice based on your actual spending — not generic tips.
Active savings discovery
FINIO scans your transactions and proactively surfaces savings: subscriptions to cancel, better loan rates, smarter switching.
500+ people waiting to take control of their money.
Launching in Norway first · Sweden & Denmark coming soon